Average Daily Balance Calculator (Excel Template + Interest Calculator)

Average Daily Balance Calculator (Excel Template + Interest Calculator)

Average Daily Balance Calculator (Excel Template + Interest Calculator) Understanding your Average Daily Balance (ADB) is essential if you use credit cards, lines of credit, or loans. Financial institutions use this method to calculate interest — and small changes in timing can significantly impact how much interest you pay. This guide provides everything you need:

How to Create a Financial Spreadsheet in Excel (with a Free Downloadable Template)

How to Create a Financial Spreadsheet in Excel (with a Free Downloadable Template)

Managing your money doesn’t have to be overwhelming. Whether you're trying to budget your monthly expenses, track your income, or get out of debt, a simple Excel spreadsheet can make a world of difference. Think of it as your financial dashboard — no confusing apps or subscriptions. Just good old Excel, helping you see where